Whether Hydrostatic Lock loss is covered or excluded under Motor Insurance Policy? Generally the hydrostatic lock loss is not paid by the insurers on the plea that the water ingress is a consequential loss which...

Read more

Coverage of Boundary wall under Standard Fire and Special Perils Insurance Policy (SFSP) Whether boundary wall is included in the building, if the word boundary wall is not specifically mentioned in the policy? As per...

Read more

Whether Personal Accident Insurance Policy covers death due to Heat/Cold waves? Under the basic coverage’s of PA policy, the insured should sustain any bodily injury or death resulting solely and directly from accident caused by...

Read more

Arbitration Clause under Consequential Loss of Profit Most of the insurance policies have “Arbitration clause” but there two insurance policies which do not have the same like Marine Cargo Insurance (Open Cover) and Consequential Loss...

Read more

Most of us observed whenever there is  burglary/theft  claim under Burglary Insurance Policy or theft of the vehicle,  the Insurer insists to file a FIR and copy of the same to be submitted to...

Read more