Insurance Issue of the Week

Insurance Issue of the week-40

Medical establishment Liability Insurance

Basically, the Medical establishment Liability Insurance covers any negligence on the part of the Hospital/Doctors/ Paramedical staff etc. The liability was arisen for the hospital due to food provided by them to the patient / Attendants and caused the bodily injury (Illness). The question is whether the Medical establishment Liability insurance will cover such losses.  NO, such incidents would not be covered under this policy as it covers only the professional negligence of the doctor.  These liabilities can be covered under Public liability Insurance with “add on cover” of Food and Beverages.

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