Public liability under LPG Dealers Policy
The use of LPG is very common in every house hold and usage is prone to accident. There are two possibilities of an accident either at the time of replacement of the cylinder by an employee of the LPG Dealer(Insured) or accident takes place after the installation of the cylinder. These two accidents will fall under two different policies i.e if the loss has occurred at the time of replacement of the cylinder, the loss will be covered under LPG dealer policy. In case the accident takes place during the usage of LPG the claim will be filed against the Oil companies i.e (BP,HP,IOL). To get the compensation the affected parties will have to file a suit in the Court and the award announced by the Court but the liability of the Insurance company will be limited to the sum insured and other terms and conditions.